FDIC-Insured - Backed by the full faith and credit of the U.S. Government

When You Open a Personal Checking Account You Get a FREE ATM/Debit Card, and No Monthly Fees.
Free Personal Checking Accent Photo

Free Personal Checking

In today's world, a checking account is not just a convenience... it's a necessity! Whether you write only a few checks per month, or withdraw funds on a daily basis, you require immediate, hassle-free access to your money.

Open a Free Personal Checking Account

  • Available for all customers1
  • $50 minimum deposit to open account
  • No monthly service charge
  • MoneyPass ATM Network — Access to surcharge FREE ATMs

When opening a Personal Checking Account you will receive a free ATM/Debit card. This allows for quick access to withdraw your money from any ATM that displays the logos on your card including over 32,000 surcharge free MoneyPass ATMs.

Information about procedures for opening a new account

Other Great Benefits

  • Direct Deposit
  • Voice Access
  • Internet Banking
  • Online Bill Pay
  • NSBmobile Banking

Check Reordering

Ordering additional checks is easy. You can stop by and speak with one of our tellers or re-order conveniently online.

1Must be 16 years of age. If under 18 must have a parent or guardian co-owner.

Ready to Open an Account?

Click the button below to open a personal account with The Napoleon State Bank.

Open a Personal Account
Find a Branch Reorder Checks Switch Kit
  • Available for all customers1
  • $1,000 minimum to open account
  • No monthly service charge if an average daily balance of $1,000 is maintained2

Product Info

1Must be 16 years of age. If under 18, must have a parent or guardian co-sign.

2An average daily balance of $1,000 must be maintained to avoid a $10.00 service charge that would be assessed at the time of your statement.

  • Available for all customers1
  • $50 minimum to open account
  • No monthly service charge

Product Info

1Must be 16 years of age. If under, 18 must have a parent or guardian co-sign.

  • Available to any business1
  • $1,000 minimum to open account
  • No monthly service charge if an average daily balance of $1,000 is maintained2

Product Info

1No limitations on checks or withdrawals

2An average daily balance of $1,000 must be maintained to avoid a $10.00 service charge that would be assessed at the time of your statement.