Juniors Savers Club

Special Club AccountsThe fun never stops when kids learn how to save, especially when they are members of The Napoleon State Bank's Junior Savers Club. Whether saving for a new bike or future college tuition, the Junior Savers Club teaches kids how to make their money count! It's never too early to start planning for their future.

About The Club

The Napoleon State Bank's Junior Savers Club is a club designed to help kids learn about saving. Throughout the year, The Napoleon State Bank will have special savings days, member only events, and much more.

Benefits of the Club

  • Learn how to Deposit • Give • Spend
  • Get a special passport book to track your savings
  • Receive a Birthday Surprise
  • Newsletter mailings with special give-aways for club members only
  • And much, much more!

Becoming a Member

Kids 12 years and younger are eligible to become a Junior Saver. To enroll fill out the Membership Form (57 KB PDF) or see any Customer Service Representative. Members must have or open a Regular Savings Account. If you need to open an account, stop by any location and ask to speak with a New Accounts Representative.

Deposit • Give • Spend

Deposit: Deposit 60 percent of your income, or $6 for every $10. You should set aside 30 percent for your Short Term Goals. This would include items like a video game or stereo. You may have to save several months for these larger purchases. And you should set aside the other 30 percent for your Long Term goals. This would include your future savings, such as a car or college!

Give: Give 10 percent of your income, or $1 for every $10. Choose a charity you're interested in and donate! This could include your church, a United Fund, and much more.

Spend: Spend 30 percent of your income, or $3 for every $10. This money can be used at any time for small purchases, like a CD or a small toy.