Consumer Information Privacy Notice

FACTS WHAT DOES THE NAPOLEON STATE BANK ("NSB") DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to restrict some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • social security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list all the reasons financial companies can share their customers' information; the reasons The Napoleon State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does NSB share? Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes –
to offer our products and services to you

Yes No

For joint marketing with other financial companies

No We don't share

For our affiliates' everyday business purposes –
Information about your transactions and experiences

No We don't share

For our affiliates' everyday business purposes –
Information about your creditworthiness

No We don't share

For our affiliates to market you

No We don't share

For nonaffiliates to market you

No We don't share
Questions? Call 812.852.4002 or Contact Us
Who we are
Who is providing this notice? The Napoleon State Bank
What we do
How does NSB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does NSB collect my personal information?

We collect personal information, for example, when you:

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • The Napoleon State Bank does not have any affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The Napoleon State Bank does not share with nonaffiliates so they can market you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • The Napoleon State Bank does not have any joint marketing relationships.