Internet Banking Security Features
Securing Your Online Information
In an effort to ensure that The Napoleon State Bank is providing the most secure Internet Banking environment to our customers, we have implemented layers of security to help control and prevent fraud. These measures control how you identify yourself and gain access to your accounts through our internet banking product and are designed to prevent identity theft.
These layers of security include a username, password, challenge questions, and PC registration. This will authenticate that you are the correct customer logging onto your site and will reduce the effectiveness of online Phishing scams. This solution provides the security feature needed to ensure that you are on The Napoleon State Bank website before entering confidential information.
On first login, the user will be prompted for RSA Security Enrollment
Customer enters User ID and Password
On each subsequent login from a registered computer, after the customer enters User ID and Password on the first screen, the second screen will require the user to enter answers to MFA Questions.
If the customer is logging in on a non-registered PC or has deleted the session cookies, the second screen would prompt them to answer the Challenge Questions setup during enrollment.
At this time, the customer may also choose to register this PC. Caution: A customer should not register any computer that they do not typically access their Internet account from (i.e. public computers).
Updating Challenge Questions
If the customer wants to change challenge questions and answers, go to Profile>Challenge Questions - Edit.
By selecting Edit, the customer will see the current questions and answers. The customer can make changes to the questions and/or answers and click Save to save the changes. The next time the customer is challenged, they will see the questions they selected.