NSB named a Top 10 bank on a Top Bank Performance Report for the 2nd quarter!

September 15, 2025

Being named a Top 10 bank on a Top Bank Performance Report means that the bank ranks among the very best financial institutions in Indiana based on a set of key performance indicators.
These reports are usually published by independent industry analysts, rating agencies, or trade associations, and they look at how well banks are performing compared to their peers.

Typical factors they consider include:

• Financial strength – profitability, return on assets (ROA), return on equity (ROE), and efficiency ratio.
• Asset quality – how well the bank manages loans, credit risk, and delinquencies.
• Growth – increases in deposits, loans, and customer base.
• Capital adequacy – strong capital reserves to support operations and growth.
• Operational excellence – efficiency in running the bank and serving customers.
• Risk management – stability and safety, especially in uncertain economic environments.

So, if a bank is recognized as a Top 10 performer, it signals that it’s financially healthy, efficiently run, and competitive in the industry. For customers, it’s often a reassurance that their money is with a strong and well-managed institution.

This recognition reflects the trust our customers place in us every day and the strength we’ve built together as a community. Thank you for allowing us to grow with you and for making us one of the top-performing banks in Indiana—you’re the reason we do what we do.