Privacy Policy
Notice of Your Financial
Privacy Rights
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
- All of our consumer customers who have a continuing relationship with us, such as:
- Deposit Account
- Loan Account
- Safe Deposit box
- Self-directed Individual Retirement Account where we act as custodian or trustee
- All persons who use our trust department
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
We must first define some terms
- We, our, and us means The Napoleon State Bank.
- Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
- An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
- A nonaffiliated third party is a company that is not an affiliate of ours.
The information that we collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transaction with us
- Information about your transactions with nonaffiliated third parties
- Information from a consumer reporting agency
We do not disclose any nonpublic personal information about you to anyone, except as authorized by law.
The Confidentiality, Security and Integrity Of Your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.
Nonpublic Personal Information and Nonaffiliated Third Parties
Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.
Nonpublic Personal Information and Former Customers
We do not disclose nonpublic personal information about former customers, except as permitted by law.
Web Site- On Line Policy
Napoleon State Bank maintains a Web site for the convenience of our customers. On the web-site, customers can access valuable information about our services and our company. It is our intent to preserve the content of our customer e-mail, the e-mail address and our responses so that we can efficiently and thoroughly handle any necessary follow-up.
You provide personal information about yourself to Napoleon State Bank when you:
- Apply online for any products and services;
- Communicate with us via Internet e-mail or forms on our web site.
The Napoleon State Bank web pages and the e-mail transactions are not a secure transaction site, and therefore we strongly discourage customers from sending personal or any confidential information thru the web-site medium.
Additionally, inquires and information sent through our web site and our response are not secure, and we ask customers not to share personal information on-line; rather we encourage such customers to contact us by phone, U.S. Postal Service or by visiting one our branch offices.
We do not control information on other Internet sites, and we do not, therefore, hold ourselves responsible for the contents of sites linked from or to our web site.
If you need to update any personal or account information, please call the appropriate number below and our staff will be happy to correct or update information for you.
- Napoleon Branch: 1-812-852-4002
- Holton Branch: 1-812-689-6812
- Osgood Branch: 1-812-689-1806
- Greensburg Branch: 1-812-663-1903
We may alter or amend these principles, and any of the policies or procedures described above, at any time without prior notice. The principles set forth above are for general guidance: they do not constitute a contract and do not modify or amend any agreements we have with our customers.